Analyste, Financement, Entreprises

  • Saguenay
  • Desjardins
As financing analyst, you contribute to analysis, guidance and prevention with regard to risk management operations and activities. You perform financial analysis of files for the non-retail client segment of moderate complexity, formulate recommendations and draw up financing packages.You serve as a resource person for financing files. You work closely with colleagues and partners involved in financing files. You draw on your in-depth knowledge of the business area and your ability to manage complex situations. You will be required to :Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required. Perform variable credit control as needed.Conduct periodic reviews of financing files. Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services. What we offer*Competitive salary and annual bonus4 weeks of flexible vacation starting in the first yearDefined benefit pension plan that provides predictable, stable income throughout retirementGroup insurance including telemedicineReimbursement of health and wellness expenses and telework equipment* What you bring to the tableBachelor's degree in a related fieldA minimum of two years of relevant experiencePlease note that other combinations of qualifications and relevant experience may be consideredKnowledge of French is required Ability to perform analyses of the market and the business centre external environment Ability to perform financial analysisKnowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agriculturalKnowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competitionKnowledge of financing and credit management practices related to businessesUnderstanding of the philosophy and inner workings of a financial services cooperative Knowledge of policies, legislation and standards governing the products and services offered by the business centre Familiarity with government business assistance programsKnowledge of service standardsUnderstanding of cooperative and cooperative network values, rules and operationsBusiness insight, Complexity#LI-HybridTrade UnionNon Syndiqué