Lending Officer

POSITION SUMMARYReporting to the Manager, Lending Services, the Lending Officer is responsible for providing financial, legal, and lending advice and leadership to Development and Asset Strategies teams, housing providers, and “for profit” developers on a diverse portfolio of housing developments. He/She/They evaluates the financial structure of projects, develops risk profiles, identifies potential issues, and recommends strategies to mitigate risks of ownership, funding, and financial sustainability. The position participates in funding discussions and negotiations with a variety of internal and external stakeholders to ensure projects are properly assessed for risk and financially viable with appropriate capital structures and funding sources. The role supports the Manager with the review of larger, complex projects and contributes to the development of tools, methodologies, and guidelines that facilitate the ongoing identification, evaluation, monitoring, and mitigation of risk to the Commission.CANDIDATE PROFILEThe successful candidate will have the following:EDUCATION & EXPERIENCE:Bachelor’s degree in business administration, commerce, urban land economics, finance, or other relevant discipline.Considerable well-rounded experience within commercial/multi-unit construction underwriting.Considerable experience in risk and financial analysis dealing with redevelopment of land and properties.Or an equivalent combination of education, training, and experience acceptable to the employer.KNOWLEDGE, SKILLS AND ABILITIES:Considerable knowledge and understanding of the structuring and financing of social and mixed-market housing developments involving multiple partnersConsiderable knowledge and understanding of risk modelling, and the ability to assess risk and develop a comprehensive risk profile for each projectAbility to learn and understand departmental policies and procedures of the Commission’s mandate and programsAbility to work in a team environment and facilitate creative thinking with respect to the best use of development properties, forms of ownership, financing structures, and strategies for mitigating riskAbility to establish a high level of rapport with Commission staff, housing development partners, and stakeholdersAbility to analyze information, identify implications, strategize options, form solutions, and make effective decisions using a high degree of judgement and business acumenAbility to effectively manage a portfolio of diverse projects and balance diverse interests, risks, and prioritiesStrong organizational, research, analytical, and problem-solving skillsStrong effective written and verbal communication skillsStrong consultative, facilitation, leadership, and interpersonal skillsIndigenous candidates are welcome to connect with an Indigenous team member in our organization to discuss the recruitment process and our workplace, please contact to arrange a call.